Expand Your Sphere. Grow Your Business.
Sphere Group is a Midwest-based insurance network dedicated to empowering independent agents by connecting them with leading carriers.
We provide comprehensive access to personal and commercial lines, along with a robust portfolio of financial service solutions.
Built to Be Compared. Impossible to Match
Sphere.
Direct carrier contracts
100% ownership and full equity stake
Unlimited flexibility — including the ability to secure appointments outside our network when needed
Access to carrier profitability bonuses
Industry‑leading commission splits: 90%, 93%, or 96% based on agency volume
No entry or exit fees
Access to personal lines, commercial lines, and financial services carriers
Pre‑vetting of agencies to ensure carrier appointment eligibility before contracts are signed
Them
Carrier access varies — sometimes direct, other times through a sub‑code
Restrictions on who you can sell your book to, often requiring a sale to another network member
All carrier appointments must go through the network, limiting your options
Profitability bonuses are often retained by the network
Lower commission splits, resulting in reduced income
High entry or exit fees, along with restrictions on leaving
Many networks focus exclusively on personal lines
You sign the contract and hope the network can secure carrier appointments for you
Carrier Partners
Let’s work together.
Sphere Group is designed for experienced P&C agency owners. If this describes you, complete the form below and explore whether we’re the right fit.